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Adjustable Rate Mortgages (ARM)

Adjustable Rate Mortgage (ARM) loans are generally favored by those expecting to move within a few years or by those expecting an increasing income in the future. With an Adjusted Rate Mortgage, your interest rate and monthly payments can fluctuate over time. ARMS are tied to an index, usually the U.S. Treasury bills, and have adjustment periods that determine when and how often the interest rate can change. The adjustment maximum is usually 2% per year and 6% over the life of the loan.

Consult a mortgage specialist to see if an Adjustable Rate Mortgage is right for you. Contact us today or begin your application online. Sound advice. Smart money.

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